Frequently Asked Questions about Payday Loans

Here are the answers to a few of the most commonly asked questions about payday loans.

What do I do if I need a payday loan?

Getting your payday loan is easy. Just fill out the short, online form by clicking “get started” wherever you see it on our site. Once approved, you will usually have your money by the next possible business day, depending on which lender funds your loan. Ask your designated customer service representative for additional details about this topic.

What is a payday loan?

A payday loan is a small, short-term loan to help you fill in those gaps in your cash flow. Payday loans are ideal for people who need a little extra money but can’t wait until their next payday. If approved you can get a payday loan (up to $1500).

What do I need to qualify for payday loans?

May of our lenders ask that you wil meet the following requirements:

• Have U.S. citizenship
• Earn at least $1000 per month
• Be currently employed or have another source of reliable income
• Be at least 18 years old
• Have a current checking or savings account

Additional qualifications may apply. Please speak to your designated lender if you have additional questions about this topic.

What if I have bad financial history and need a payday loan?

Most of our providers will work with you if you have less than perfect credit so you can still qualify for payday loans as long as you meet the basic requirements. Even for people with charge-offs or a history of bankruptcy, a payday loan is still a possibility.